Universal charge Accounts, Inc. Serving Independent Retailers Since 1957
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Let us turn your Personal Charge Accounts into immediate cash...

What can Universal do for you?

▼ Immediate, improved cash flow (click for more info)
▼ Full-service credit and collection services (click for more info)
▼ Marketing support that increases sales (click for more info)

See samples of our customized statements--click on either thumbnail for larger view
sample drugstore statement--click here sample hardware store statement--click here

Universal Charge Accounts, Inc. is a family-owned business, serving independent community retailers since 1957. Universal is able to effectively address the many challenges facing today's independent store owners.

What sets you apart from the chain retail stores is your continued devotion to personal service. Your retail store is a vital part of your community, and you are one of its most respected members. You know your customers by name and give them the individual attention they deserve.

With Universal's help you can spend more personal time serving your customers. Your charge customers will feel that the personal service has not changed, and you will retain control of your accounts.


1-800-873-8760 / chargeit@mindspring.com